We Make The Home Loan Process Easy
Whether you are a first-time home buyer, investment/vacation home buyer, or are interested in refinancing your current Arizona mortgage, the Harward Mortgage Team has extensive experience with Arizona home loans!
Our Awards and Recognition
Chase Home Finance Leaders Club – 2001
Chase Home Finance Leaders Club – 2002
Best Mortgage Brokers In Phoenix
UWM Top 1% Nationwide – 2021
UWM Speed To Close – 2018
“We are committed to providing you with professional service, honest information, and extremely good loan programs and rates. Give us a call soon!”
Find Your Loan Type
The Harward Mortgage Team is experienced in Arizona home loans and provides a wide variety of financing options, including FHA, VA, and jumbo loans, as well as special programs for self employed individuals and first time home buyers.
First Time Home Buyer
We know how overwhelming the process of buying a home is, especially if it is the first time. We work closely with you to explain the process and make it a smooth transaction.
Investment or Second Home Buyer
Buying a vacation or investment property has a different set of loan guidelines. Our expertise will make sure that you receive the best terms that fit your goals and objectives.
Refinance Options
If you already own a home and are interested in refinancing to either save money with a lower interest rate and monthly payment, or shorten your loan term, or pull cash out, then we offer a variety of refinance options.
Harward Mortgage Team
4425 East Agave Road Bldg. 4, Suite 121, Phoenix
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Harward mortgage team was phenomenal in our home buying process. Scott took the time to really explain everything and helped me in getting a better rate than another … read more lender. Scott was patient and understanding with my wife and I during our first home buying experience. Scott will be my go to from now on no matter what. I would recommend his team to anyone looking to purchase a home.
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We had a 100% positive experience with Scott Harward throughout the entire mortgage process. We would use Harward Mortgage again without hesitation. I only wish … read more Scott were a Realtor and dwelling inspector also! We were in competent hands with Scott and Spencer. Scott was always available to answer questions about anything. I consider him a close ally!
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Scott and his team at Arizona Mortgage Specialists were amazing. We were first time home buyers, so we naturally had a lot of questions. Scott was always very responsive … read more and did not mind explaining things multiple times if needed. He ensured that all deadlines were met and kept us informed throughout the entire process. We would definitely recommend Scott and his team and would use them in the future!
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Scott was outstanding to work with. I was moving cross-country and my realtor recommended working with Scott. He was able to help me acquire the financing I needed … read more at a great rate in order to quickly enact the purchase of my home. He had great follow-up and assistance as we worked through the complete process. I acquired the needed financing and my closing went off very smoothly. I would highly recommend working with Scott!
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As someone who knows absolutely nothing regarding mortgages and home loans Scott has been a rock star for me. He's taken the time to explain the options that … read more I have, the pros and cons of each possibility and in a manner that was clear and concise. The things I really appreciated when working with Scott have been his reliability and timeliness. If you have to leave a message, he will get back to you, quickly. I will definitely refer Scott to my friends and family.
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Scott Harward and his team with United American Mortgage were all fantastic! Very helpful from start to finish with my home buying process. I would definitely recommend … read more them to all my family and friends when looking for a mortgage.
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I can't say enough good things about Scott and his whole team. They consistently go above and beyond to take care of their customers. I've used Scott for … read more 3 separate houses now and I can tell you I will use him again on every transaction going forward. Thanks Scott for the great experience time and time again.
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Scott and his team are fantastic. Very knowledgeable, efficient and great rates. Highly recommend.
An Experienced Team You Can Trust
With over 30 years of experience in the Arizona Mortgage Industry, Scott and Spencer have the knowledge and dedication to make the entire process as smooth as possible.
Professional Support
Count on us to be there with you and to help you navigate the entire process. We’ll help you cut through the red tape and avoid the common mistakes people make.
Competitive Low Rates
We work with you to comb through the options and find the right program to secure low market rates to make sure you are paying the lowest possible payment each month.
Close Your Loan On Time
Not all lenders can close quickly. We work with you through the process to meet all deadlines and make sure that your loan closes on time.
Harward Mortgage Team – Arizona Home Loans – Arizona Mortgage Lenders
Get A Free Quote Today
Fill out our easy-to-use Arizona home loans application for a quick and free no-obligation quote on your next mortgage.